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The Toronto Real Estate MARKET Update- Mid-February 2011
I'm starting a New Condo Blog: www.TheCondoReport.ca
From the Desk of Jas Jagpal - Sales Representative - RE/MAX - Feb 19, 2011
It's a very exciting time for me. On a personal note: I'm getting my Broker's license and my wife her real estate license and she will be joining my team to help you buy, sell and invest in real estate. Like myself, she has been in the service industry for over 20 years and currently assists clients with Investments products, RRSPs, RESPs, Life Insurance, etc. I'm also writing a Blog for my children entitled: NuggetsForMyChildren.com - I've been told it's a difficult read so I'm going to try to keep it simpler. I can't write all day long... so let's get back to real estate... How's the Real Estate Market? We're getting Mixed Results. There are fewer number of homes being sold... but the good news is the average price has increased by 5% in Feb 2011 from Feb 2010. How's the Selling Market? If I was thinking of selling. Now would be the best time to do so. There are FEW Listings on the Market. Less competition usually means higher prices and a faster sale. How's the Buyer's Market? With new mortgage rules coming in April (30 year amortization from 35) and banks increasing mortgage rates... those 1st time Buyers who are sitting on the fence should try to buy now. More importantly get yourself MORTGAGE APPROVED and have the bank HOLD the rate! Need a referral? I can help. How's the Investment Market? Investing is strong. People are looking to broaden their investment portfolios and realize that Real Estate is a very profitable Long Term investment strategy. Let me show you how to be a landlord and make money. What New / existing VIP Condo Projects are available? There are many.. a few are - Tridel's Aristo ; Westlake2 (South Etobicoke) ; Treviso (Duffering & Lawrence) ; Concord - Bayview & 401 ; EQ3 and Altitude 2 - Scarborough Town Centre; Tridel Ventus 2 - Kennedy & 401. Signup for VIP updates. Are you looking to Buy a Condo to live in? Are you thinking of selling? First Time Buyer? Have any Real Estate related question? If you ever have any real estate, mortgage and financing questions than email me. My real estate and mortgage team will be happy to answer your questions.Check out: The Toronto Condo Real Estate website for great info on Buying, Selling, Assigning, Leasing and Investing in condos in Toronto, Scarborough, North York and the GTA.
Jas Jagpal, RE/MAX - "Outstanding Agents, Outstanding Results"!
Personal Website: www.JasJagpal.com
Jas Jagpal, BSc. York University - Toronto RE/MAX Sales Representative
Cell: 647-272-6629 O: 950-471-0002 F: 905-471-7441
Sign Up For Vip Savings with Jas. BUY • SELL • INVEST • Assign • Lease in the GTA.
Markham Boxgrove Homes, Morningside Heights Homes, Scarborough Town Centre Condos, Toronto Real Estate Houses: www.JasJagpal.com
Blog Posted on: www.1stoprealestate.ca : www.TheCondoReport.ca : www.LinkToMorningside.com : www.MarkhamBoxgrove.com
Do you own a Condo at Scarborough Town Centre and looking to sell?
Consider getting Jas's Flat FEE MLS Listing and SAVE Money.
© Jas Jagpal, 2011
Happy New Year 2011 & THANK YOU for Donating.
I feel very good today having reached my fundraising goal of $1000 for Habitat For Humanity. For a day or two I thought it would be impossible. Once again the donations came from the least expected places as it so often happens in life and not from those you thought would.
I'd like to say a big Thank You to Joey Tsang, a fellow realtor who barely knows me but was first to donate. My colleague Assif Yassen who again donated like last year. He works in South Scarborough and Pickering area. My boss Amit Saini for giving on behalf of RE/MAX Dynasty.
If you are looking for a fine Realtor in Caledon, Brampton & Mississauga - if not me :-)... I know my friend Bridgette of Sutton Group will graciously help you. Thank you Bridgette for your donation.
Thank you to the Howard Family for their generous anonymous donation! Thank you to all my brothers and sisters for giving.
Thank you to the Grewal-Gill, Sathish & Singh family.
Finally... thank you to my Brother-In-Laws... for their very generous donations! I'll be invoicing you guys $50.... just kidding.
Now that I've done the Math... and as I had promised to match $1 for every $5 donated. Which is 20% of approximately $900 raised. So I will be donating another $180.
Once again... thank you to all who contributed!
From the Jagpal Family to You and Yours.
Wishing you a healthy, happy, prosperous NEW YEAR!
Support Habitat For Humanity - Join Jas in Toronto New Years Polar Bear Dip 2011
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Jas Jagpal, BSc. York University - Toronto RE/MAX Sales Representative
Cell: 647-272-6629 O: 950-471-0002 F: 905-471-7441
Sign Up For Vip Savings with Jas. BUY • SELL • INVEST in the GTA.
Do you own a Condo at Scarborough Town Centre and looking to sell?
Consider getting Jas's Flat FEE MLS Listing and SAVE Money.
Markham Boxgrove Homes, Morningside Heights Homes, Scarborough Town Centre Condos, Toronto Real Estate: www.JasJagpal.com
Posted on: www.1stoprealestate.ca : www.LinkToMorningside.com: www.MarkhamBoxgrove.com
650 King West Condo - Special Offer
If you are looking to seriously invest or live downtown... get a limited time special bonus for suites at 650 King West. View floor plans at: http://six50king.com/
The best part is you only have to put 10% down! instead of the 20-25% most builders want.
Jas Jagpal 647-272-6629 jasjagpal@rogers.com
© 2010- Jas Jagpal, Remax Sales Representative, jasjagpal@gmail.com ; 647-272-6629
Markham Boxgrove Homes, Morningside Heights Homes, Scarborough Town Centre Condos, Toronto Real Estate: www.JasJagpal.com
Posted on: www.1stoprealestate.ca : www.LinkToMorningside.com: www.MarkhamBoxgrove.com
Markham Boxgrove: Impact of the New Mortgage Rules
Just thought I would provide a few bits of info you may find useful when talking to your clients:
- As of Monday April 19th, the banks will use the 5 year posted rate to qualify clients for a mortgage
- 5% down for a purchase through CMHC is still available (strong credit score needed to qualify)
- Fixed rates have been on the climb, 2-3 increases in the past 2 weeks!
- Prime still holding steady at 2.25% with forecasted 0.25% or 0.50% increases coming in June/July
- Variable mortgages at Prime “minus” still a much better option than 5 year fixed (for interest costs & principal repayment)
- My pre-approvals are good for 90 days & my rates can be held for 120 days
What Realtors Do!
The misconception that Realtors do nothing and get big bucks, may occur on rare instances when a "perfect" listing falls in your lap or a buyer knows what they want and asks you to do represent them in the paper work... however, in most instances Realtors work hard, long hours to earn their keep. Or else, as in all businesses, they fail.
You may have heard of the 80/20 rule? If not, it means that 20% of companies do 80% of all the business while the remaining 20% of the business is done by remaining 80% of the companies. The same rules applies in Real Estate. Shocking eh?
Back in 1998, I started an Internet based printing business. I spent long hours, 7 day weeks to make it a success. Now as a Realtor, I can appreciate the dedication of time and effort it takes to be one of the 20% of the very successful Realtors in this business.
I hate when people think Realtors are just "salespeople". If they were, I'd have a much easier job, but not one I would find personally gratifying. I don't smooth talking a customer, offer discounts to sell a product and then move on to the next customer.
My role as: 1. Consultant 2. Negotiator 3. Administrator is much more complex.
1. As your consultant, I ask questions. I take the risk of asking questions which others hesitate to or wouldn't because I want to discover what is really important to you. I lead you so can make easier choices. I listen vigilantly to you so I can define problems, anticipate obstacles and identify solutions. I balance everyone's needs and recognize my mistakes openly and I'm willing to change and admit my biases so I can help you realize your dreams.
2. I negotiate with focus and critically examine the situations. Like a pit bull, I faithfully protect your money like it is mine, but unlike you, I stay emotionally detached so I can protect your best interests. I am responsible to provide fiduciary duties and identify flaws and anticipate problems and use my business skills in your favor. I don't have to tell you that we value and admire skilled professionals, like doctors to take care of our health and are willing to pay their fee without deductions. So you can truly appreciate a skilled Realtor, worth his fee, committed to protecting you and making sure you don't lose money or overpay in a real estate transaction. (People overpay all the time by getting emotionally involved in multiple offers and then can't recoup their investment).
3. Finally, I oversee transactional details. Dot the (i)s and cross the (t)s. Like your pilot, I understand the need for accurate information and to be able to see multiple perspectives so I can get you through the emotional and contractual turbulence (which you many not even be aware of) in a real estate transaction so your landing is smooth and safe. I consider the effects and consequences the buying and selling process has on your family and help you manage these stresses. I'm just a phone call away to answer your questions, offer some guidance and relieve your anxieties. I help you from start to finish and beyond your closing. Like your doctor, I'm a family Realtor for life.
This is just a small sample of what I believe Realtors do for their clients. Especially the successful 20%. Share your experiences.
Jas Jagpal | jasjagpal@rogers.com | www.jasjagpal.com
Remax Dynasty Realty Inc. Markham, Ontario.
